personal_loan

Personal Loan

A multi-purpose non-collateral loan with low interest and flexible repayment terms that you can use for family or personal expenses.

Product Detail
  • Maximum Loan Amount: Php 1,000,000 or up to 7 times of your basic monthly salary
  • Monthly Add-On Rate: Ranging from 1.39% to 1.79% accross all loan terms
  • Payment Terms: 3 – 36 months
  • Processing Time: 7-10 Banking days
  • Monthly Amortization: Varies
  • Eligibility Requirements
  • Must be 23 – 50 years old Filipino citizen
  • Must be employed in private sector
  • Must be employed for at least 1 year with your current company
  • Must be receiving a monthly basic salary of:

    Php 20,000.00 – For Non-BPO

    Php 27,000.00 – For BPO

    Php 15,000.00 – For Provincial

    * With existing checking account or credit card (Preferred but not required)

    * With good credit history with no unpaid bank loans and delinquent or closed credit card

Documentary Requirements
  • Completely filled out and signed application form
  • Scanned copy of latest ITR | Form 2316
  • Front and Back copy of valid company ID with signature
  • Front and Back copy of two (2) valid government issued IDs
  • Latest two (2) months payslip
  • Certificate of employment (not more than 2mos old)
  • Latest Proof of Billing Statement
  • Latest 2 months credit card statement of account (If applicable)

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